We’re more than just an innovative digital bank. Quontic is a CDFI (Community Development Financial Institution), which means we can make the dream of homeownership real for a wider range of people including the self-employed, small business owners, immigrants, people of color, and other outside?-?the?-?box borrowers.

HOW WE WORK

Quontic is raising the bar. If you’ve found your way to Quontic for our highly competitive rates and easy-to-use online banking, we invite you to stay for everything else that makes us a digital bank with a heart: great customer service, constant innovation, and a team that’s always working to make banking better for you.

Quontic offers flexible mortgage loan solutions. We assess your full financial profile, not just stacks of statements. Our Community Development Loans are for borrowers with good credit who may not show consistent income on paper. We also offer conventional mortgage loans as well as FHA and VA.

Apply now for a better mortgage experience through Encompass